Welcome! Let The Mortgage King serve YOU today!

Have a look at our latest rates, educational pages, and some of our many informative posts! Once you have gained valuable knowledge and insight, or feel you are ready, take advantage of one of our several easy-to-use calculators to clarify any mortgage calculations.

Are you ready to send in an application today? Simply click Apply Now at the top of the page to send in your quick and easy 5-minute application. The majority of the mortgage application process can be completed online and over the phone in just one to two hours!

For any questions or concerns, please do not hesitate to contact Harpreet Singh The Mortgage King at (416) 795-1919.

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, second mortgage, investment property, renewal, refinance, debt consolidation, equity take out, renovation financing, or cash back—give us a call today! (416) 795-1919

Testimonials

Harpreet walked me through the whole mortgage process and answered all of my questions very professionally. I would definitely work with him again in the future. Thank you so much Harpreet!
Johnathan L.
Today's Rates
Term Posted Rate Our Rate
6 Month 4.75% 3.30%
1 Year 3.29% 1.84%
2 Year 3.39% 1.54%
3 Year 3.54% 1.59%
4 Year 4.04% 1.64%
5 Year 5.19% 1.94%
7 Year 5.79% 2.34%
10 Year 5.99% 2.69%
1 Year Open 6.00% 5.50%
5 Year Variable 2.45% 1.40%
Our Commitment

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, investment property, renewal, refinance, debt consolidation, equity take out, second mortgage, renovation financing, or cash back—give us a call today!

Latest posts

May 4th Mortgage Industry Update

May 4th, 2021 Mortgage Industry Update
The Bank of Canada announced on April 21st that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada suggests that they will more than likely keep rates at this “effective lower bound” until the later half of 2022 now, as they observe the country’s faster than expected recovery from COVID-19. 
Additionally this week:
– National Bank of Canada …

April 27th Mortgage Industry Update

April 27th, 2021 Mortgage Industry Update
The Bank of Canada announced on April 21st that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada suggests that they will more than likely keep rates at this “effective lower bound” until the later half of 2022 now, as they observe the country’s faster than expected recovery from COVID-19. 
Additionally this week:
– Bank of Canada stands …

April 20th Mortgage Industry Update

April 20th, 2021 Mortgage Industry Update
The Bank of Canada announced on March 10th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada suggests that they will more than likely keep rates at this “effective lower bound” until 2023, as they observe the full effects of the pandemic. Due to recent increased confidence in the markets, fixed rates have been slightly …

April 13th Mortgage Industry Update

April 13th, 2021 Mortgage Industry Update
The Bank of Canada announced on March 10th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada suggests that they will more than likely keep rates at this “effective lower bound” until 2023, as they observe the full effects of the pandemic. Due to recent increased confidence in the markets, fixed rates have been slightly …

April 6th Mortgage Industry Update

April 6th, 2021 Mortgage Industry Update
The Bank of Canada announced on March 10th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada suggests that they will more than likely keep rates at this “effective lower bound” until 2023, as they observe the full effects of the pandemic. Due to recent increased confidence in the markets, fixed rates have been slightly …

March 30th Mortgage Industry Update

March 30th, 2021 Mortgage Industry Update
The Bank of Canada announced on March 10th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada suggests that they will more than likely keep rates at this “effective lower bound” until 2023, as they observe the full effects of the pandemic. Due to recent increased confidence in the markets, fixed rates have been slightly …

March 23rd Mortgage Industry Update

March 23rd, 2021 Mortgage Industry Update
The Bank of Canada announced on March 10th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada suggests that they will more than likely keep rates at this “effective lower bound” until 2023, as they observe the full effects of the pandemic. Due to recent increased confidence in the markets, fixed rates have been slightly …

March 16th Mortgage Industry Update

March 16th, 2021 Mortgage Industry Update
The Bank of Canada announced on March 10th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada suggests that they will more than likely keep rates at this “effective lower bound” until 2023, as they observe the full effects of the pandemic. Due to recent increased confidence in the markets, fixed rates have been slightly …

March 9th Mortgage Industry Update

March 9th, 2021 Mortgage Industry Update
The Bank of Canada announced on January 20th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada suggests that they will more than likely keep rates at this “effective lower bound” until 2023, as they observe the full effects of the pandemic. 
Additionally this week:
– Altus Group: GTA market saw 1,506 new single-family homes sold in …

March 2nd Mortgage Industry Update

March 2nd, 2021 Mortgage Industry Update
The Bank of Canada announced on January 20th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada suggests that they will more than likely keep rates at this “effective lower bound” until 2023, as they observe the full effects of the pandemic. 
Additionally this week:
– In its analysis of figures from Statistics Canada, CIBC said that …

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