Welcome! Let The Mortgage King serve YOU today!

Have a look at our latest rates, educational pages, and some of our many informative posts! Once you have gained valuable knowledge and insight, or feel you are ready, take advantage of one of our several easy-to-use calculators to clarify any mortgage calculations.

Are you ready to send in an application today? Simply click Apply Now at the top of the page to send in your quick and easy 5-minute application. The majority of the mortgage application process can be completed online and over the phone in just one to two hours!

For any questions or concerns, please do not hesitate to contact Harpreet Singh The Mortgage King at (416) 795-1919.

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, second mortgage, investment property, renewal, refinance, debt consolidation, equity take out, renovation financing, or cash back—give us a call today! (416) 795-1919

Testimonials

Harpreet got us the best mortgage rate with the best terms. If we had any questions or concerns, he was always prompt in getting back to us. He is very professional, trustworthy and overall just an amazing person. Thank you so much Harpreet. We look forward to working with you again!
Selva M.
Today's Rates
Term Posted Rate Our Rate
6 Month 4.75% 3.30%
1 Year 3.29% 3.19%
2 Year 3.39% 2.94%
3 Year 3.54% 2.59%
4 Year 4.04% 2.94%
5 Year 5.19% 2.04%
7 Year 5.79% 2.89%
10 Year 5.99% 2.99%
1 Year Open 6.00% 5.50%
5 Year Variable 2.45% 1.95%
Our Commitment

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, investment property, renewal, refinance, debt consolidation, equity take out, second mortgage, renovation financing, or cash back—give us a call today!

Latest posts

August 4th Mortgage Industry Update

August 4th, 2020 Mortgage Industry Update
The Bank of Canada announced on July 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada has openly stated that it will more than likely keep rates at this “effective lower bound” for the immediate future until the effects of the pandemic are more clear.
Additionally this week:– Statistics Canada: Economy has made up almost …

July 28th Mortgage Industry Update

July 28th, 2020 Mortgage Industry Update
The Bank of Canada announced on July 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada has openly stated that it will more than likely keep rates at this “effective lower bound” for the immediate future until the effects of the pandemic are more clear.
Additionally this week:– Statistics Canada: Investment in residential construction fell …

July 21st Mortgage Industry Update

July 21st, 2020 Mortgage Industry Update
The Bank of Canada announced on July 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The Bank of Canada has openly stated that it will more than likely keep rates at this “effective lower bound” for the immediate future until the effects of the pandemic are more clear.
Additionally this week:– Bank of Canada Governor Tiff Macklem: “Interest …

July 14th Mortgage Industry Update

July 14th, 2020 Mortgage Industry Update
The Bank of Canada announced on June 3rd that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Household credit stood at $2.29 trillion in May, which was essentially flat from the month prior and 3.6% higher annually. The …

July 7th Mortgage Industry Update

July 7th, 2020 Mortgage Industry Update
The Bank of Canada announced on June 3rd that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Government support measures and payment deferrals from creditors are keeping Canadian consumers afloat, resulting in the biggest year-over-year decline in insolvencies …

June 30th Mortgage Industry Update

June 30th, 2020 Mortgage Industry Update
The Bank of Canada announced on June 3rd that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Borrowell survey: 35% of Canadians have missed at least one bill payment since COVID-19, 68% of delinquencies stemming from lack of …

June 23rd Mortgage Industry Update

June 23rd, 2020 Mortgage Industry Update
The Bank of Canada announced on June 3rd that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– New Bank of Canada Governor Tiff Macklem on COVID-19 and interest rates: Rates would only go up once Canada is well …

June 16th Mortgage Industry Update

June 16th, 2020 Mortgage Industry Update
The Bank of Canada announced on June 3rd that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Rentals.ca: Average rent for apartments and condo units in March, April and May has decreased. In May, average rent in Toronto …

June 9th Mortgage Industry Update

June 9th, 2020 Mortgage Industry Update
The Bank of Canada announced on June 3rd that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Zoocasa: There were a total of 532 new listings in Mississauga in April and 260 home sales; a steep 72% year-over-year …

June 2nd Mortgage Industry Update

June 2nd, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Ipsos survey: 27% of respondents are likely to buy a house in the GTA within the next 12 months. The most …

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