Welcome! Let The Mortgage King serve YOU today!

Have a look at our latest rates, educational pages, and some of our many informative posts! Once you have gained valuable knowledge and insight, or feel you are ready, take advantage of one of our several easy-to-use calculators to clarify any mortgage calculations.

Are you ready to send in an application today? Simply click Apply Now at the top of the page to send in your quick and easy 5-minute application. The majority of the mortgage application process can be completed online and over the phone in just one to two hours!

For any questions or concerns, please do not hesitate to contact Harpreet Singh The Mortgage King at (416) 795-1919.

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, second mortgage, investment property, renewal, refinance, debt consolidation, equity take out, renovation financing, or cash back—give us a call today! (416) 795-1919

Testimonials

I just completed financing with Harpreet for an investment property. He was able to help me based on relevant information and sensible strategy whereas the banks were very narrow minded. Also most reps at the bank are very inexperienced and can’t offer any advice beyond their standard script. Harpreet on the other hand is very knowledgeable and not only was he able to efficiently complete the financing but he was a great source for advice and feedback on the investment as well. I would highly recommend anyone looking for financing avoid the frustration and hassle of the banks and go see Harpreet.
Dino P.
Today's Rates
Term Posted Rate Our Rate
6 Month 4.75% 3.50%
1 Year 3.49% 3.19%
2 Year 3.49% 3.34%
3 Year 3.84% 2.79%
4 Year 4.14% 3.14%
5 Year 5.34% 2.59%
7 Year 5.79% 2.99%
10 Year 6.39% 3.04%
1 Year Open 6.60% 6.00%
5 Year Variable 3.95% 2.80%
Our Commitment

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, investment property, renewal, refinance, debt consolidation, equity take out, second mortgage, renovation financing, or cash back—give us a call today!

Latest posts

December 3rd Mortgage Industry Update

December 3rd, 2019 Mortgage Industry Update

The Bank of Canada announced on October 30th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019 and into early 2020, with the next major move likely being a rate decrease.

Additionally this week:- RE/MAX predicting average Canadian residential …

November 26th Mortgage Industry Update

November 26th, 2019 Mortgage Industry Update

The Bank of Canada announced on October 30th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019 and into early 2020, with the next major move likely being a rate decrease.

Additionally this week:- CMHC Study: 42% of buyers …

November 19th Mortgage Industry Update

November 19th, 2019 Mortgage Industry Update

The Bank of Canada announced on October 30th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019 and into early 2020, with the next major move likely being a rate decrease.

Additionally this week:- Statistics Canada’s new Residential Property …

November 12th Mortgage Industry Update

November 12th, 2019 Mortgage Industry Update

The Bank of Canada announced on October 30th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019 and into early 2020, with the next major move likely being a rate decrease.

Additionally this week:- RE/MAX: Sales of luxury residential …

November 5th Mortgage Industry Update

November 5th, 2019 Mortgage Industry Update

The Bank of Canada announced on October 30th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019 and into early 2020, with the next major move likely being a rate decrease.

Additionally this week:- Statistics Canada: Real GDP only …

October 29th Mortgage Industry Update

October 29th, 2019 Mortgage Industry Update

The Bank of Canada announced on September 4th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- Office of the Superintendent of Financial Institutions: Canada’s outstanding HELOC growth …

October 22nd Mortgage Industry Update

October 22nd, 2019 Mortgage Industry Update

The Bank of Canada announced on September 4th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- RBC survey: 55% of non-retired Canadians aged 50+ expect to leverage …

October 15th Mortgage Industry Update

October 15th, 2019 Mortgage Industry Update

The Bank of Canada announced on September 4th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- Royal LePage: As a whole, GTA saw prices rise by 3.7% …

October 8th Mortgage Industry Update

October 8th, 2019 Mortgage Industry Update

The Bank of Canada announced on September 4th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- TREB: Benchmark price across all types of homes rose 5.2% in …

October 1st Mortgage Industry Update

October 1st, 2019 Mortgage Industry Update

The Bank of Canada announced on September 4th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- Conservative leader Andrew Scheer has vowed to remove the stress test …

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