Welcome! Let The Mortgage King serve YOU today!

Have a look at our latest rates, educational pages, and some of our many informative posts! Once you have gained valuable knowledge and insight, or feel you are ready, take advantage of one of our several easy-to-use calculators to clarify any mortgage calculations.

Are you ready to send in an application today? Simply click Apply Now at the top of the page to send in your quick and easy 5-minute application. The majority of the mortgage application process can be completed online and over the phone in just one to two hours!

For any questions or concerns, please do not hesitate to contact Harpreet Singh The Mortgage King at (416) 795-1919.

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, second mortgage, investment property, renewal, refinance, debt consolidation, equity take out, renovation financing, or cash back—give us a call today! (416) 795-1919

Testimonials

Harpreet is very knowledgable and extremely talented in the field of finance, mortgages, and real estate investment. I highly recommend him to everyone. He beat the bank’s mortgage rate for me! Thanks Harpreet!
Battulga N.
Today's Rates
Term Posted Rate Our Rate
6 Month 4.75% 3.30%
1 Year 3.29% 3.19%
2 Year 3.39% 2.94%
3 Year 3.54% 2.59%
4 Year 4.04% 2.94%
5 Year 5.19% 2.29%
7 Year 5.79% 2.89%
10 Year 5.99% 2.99%
1 Year Open 6.00% 5.50%
5 Year Variable 2.45% 2.20%
Our Commitment

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, investment property, renewal, refinance, debt consolidation, equity take out, second mortgage, renovation financing, or cash back—give us a call today!

Latest posts

June 2nd Mortgage Industry Update

June 2nd, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Ipsos survey: 27% of respondents are likely to buy a house in the GTA within the next 12 months. The most …

May 26th Mortgage Industry Update

May 26th, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Statistics Canada: Inflation went negative for the first time since the 2009 recession after the coronavirus lockdown put the brakes on …

May 19th Mortgage Industry Update

May 19th, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Scotiabank chief economist: Reports of Canadian housing market’s death have been greatly “exaggerated”. Market is experiencing “Covid-related pause” rather than prolonged …

May 12th Mortgage Industry Update

May 12th, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Zoocasa: There were 520 home sales across the Peel Region in April, a 73% decline from 2019. Halton Region sales totalled …

May 5th Mortgage Industry Update

May 5th, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– New data from TD Bank suggests home prices in Toronto may increase by nearly 8% in the remainder of 2020, in …

April 28th Mortgage Industry Update

April 28th, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Forum Research survey: 6% of respondents said they missed their mortgage payment recently due to the ongoing pandemic. Of those who …

April 21st Mortgage Industry Update

April 21st, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– CREA: Home sales across Canada fell by 14.3% in March compared to February. However, they are still up 7.8% compared to …

April 14th Mortgage Industry Update

April 14th, 2020 Mortgage Industry Update
The Bank of Canada held another emergency rate announcement on March 27th and cut its overnight lending rate from 0.75% to 0.25%. The prime rate has decreased to 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Statistics Canada: Employment plunged by 1.01 million in March from prior month, largest decline …

April 7th Mortgage Industry Update

April 7th, 2020 Mortgage Industry Update
The Bank of Canada held another emergency rate announcement on March 27th and cut its overnight lending rate from 0.75% to 0.25%. The prime rate has decreased to 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Realosophy Realty: Last week’s sales down 37% compared to 2019. 27% increase in cancelled …

March 31st Mortgage Industry Update

March 31st, 2020 Mortgage Industry Update
The Bank of Canada held another emergency rate announcement on March 27th and cut its overnight lending rate from 0.75% to 0.25%. The prime rate has decreased to 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Conference Board of Canada analysis predicting social distancing will cause nation’s GDP to fall …

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