Welcome! Let The Mortgage King serve YOU today!

Have a look at our latest rates, educational pages, and some of our many informative posts! Once you have gained valuable knowledge and insight, or feel you are ready, take advantage of one of our several easy-to-use calculators to clarify any mortgage calculations.

Are you ready to send in an application today? Simply click Apply Now at the top of the page to send in your quick and easy 5-minute application. The majority of the mortgage application process can be completed online and over the phone in just one to two hours!

For any questions or concerns, please do not hesitate to contact Harpreet Singh The Mortgage King at (416) 795-1919.

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, second mortgage, investment property, renewal, refinance, debt consolidation, equity take out, renovation financing, or cash back—give us a call today! (416) 795-1919

Testimonials

Harpreet is a very professional mortgage broker. He was extremely helpful to us as a family! It’s been a pleasure working with him. Thank you so much Harpreet. You are simply the best!
Bhawna C.
Today's Rates
Term Posted Rate Our Rate
6 Month 4.75% 3.50%
1 Year 3.49% 3.19%
2 Year 3.49% 3.34%
3 Year 3.84% 2.79%
4 Year 4.14% 3.14%
5 Year 5.34% 2.59%
7 Year 5.79% 2.99%
10 Year 6.39% 3.04%
1 Year Open 6.60% 6.00%
5 Year Variable 3.95% 2.80%
Our Commitment

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, investment property, renewal, refinance, debt consolidation, equity take out, second mortgage, renovation financing, or cash back—give us a call today!

Latest posts

September 10th Mortgage Industry Update

September 10th, 2019 Mortgage Industry Update

The Bank of Canada announced on September 4th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- TREB: Home sales in the GTA in August were up 13.4% …

September 3rd Mortgage Industry Update

September 3rd, 2019 Mortgage Industry Update

The Bank of Canada announced on July 10th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- Mortgage Professionals Canada survey: 6.99 out of 10 consumers agree that …

August 27th Mortgage Industry Update

August 27th, 2019 Mortgage Industry Update

The Bank of Canada announced on July 10th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- Point2Homes: In 2001, 7.8% of all homes in the country were …

August 20th Mortgage Industry Update

August 20th, 2019 Mortgage Industry Update

The Bank of Canada announced on July 10th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- CMHC: Homeownership rate among 65+ in the Toronto metro area was …

August 13th Mortgage Industry Update

August 13th, 2019 Mortgage Industry Update

The Bank of Canada announced on July 10th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- Statistics Canada: Canadian families more likely to be homeowners now than …

August 6th Mortgage Industry Update

August 6th, 2019 Mortgage Industry Update

The Bank of Canada announced on July 10th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- Bank of Canada: Outstanding balance of mortgage debt was 3.7% higher …

July 30th Mortgage Industry Update

July 30th, 2019 Mortgage Industry Update

The Bank of Canada announced on July 10th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- Toronto has been ranked as Canada’s most attractive city to move …

July 23rd Mortgage Industry Update

July 23rd, 2019 Mortgage Industry Update

The Bank of Canada announced on July 10th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- CREA: Number of home sales in Canada up 0.3% in June …

July 16th Mortgage Industry Update

July 16th, 2019 Mortgage Industry Update

The Bank of Canada announced on July 10th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- Bank of Canada stands still on the overnight rate at 1.75%. …

July 9th Mortgage Industry Update

July 9th, 2019 Mortgage Industry Update

The Bank of Canada announced on May 29th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019.

Additionally this week:- Marcus & Millichap: Spurred by heightened demand, the GTA’s commercial sector seeing some of lowest vacancy rates in North America. …

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