Welcome! Let The Mortgage King serve YOU today!

Have a look at our latest rates, educational pages, and some of our many informative posts! Once you have gained valuable knowledge and insight, or feel you are ready, take advantage of one of our several easy-to-use calculators to clarify any mortgage calculations.

Are you ready to send in an application today? Simply click Apply Now at the top of the page to send in your quick and easy 5-minute application. The majority of the mortgage application process can be completed online and over the phone in just one to two hours!

For any questions or concerns, please do not hesitate to contact Harpreet Singh The Mortgage King at (416) 795-1919.

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, second mortgage, investment property, renewal, refinance, debt consolidation, equity take out, renovation financing, or cash back—give us a call today! (416) 795-1919

Testimonials

I just completed financing with Harpreet for an investment property. He was able to help me based on relevant information and sensible strategy whereas the banks were very narrow minded. Also most reps at the bank are very inexperienced and can’t offer any advice beyond their standard script. Harpreet on the other hand is very knowledgeable and not only was he able to efficiently complete the financing but he was a great source for advice and feedback on the investment as well. I would highly recommend anyone looking for financing avoid the frustration and hassle of the banks and go see Harpreet.
Dino P.
Today's Rates
Term Posted Rate Our Rate
6 Month 4.75% 3.50%
1 Year 3.49% 3.19%
2 Year 3.49% 3.14%
3 Year 3.84% 2.89%
4 Year 4.14% 3.07%
5 Year 5.34% 2.87%
7 Year 5.79% 3.14%
10 Year 6.39% 3.19%
1 Year Open 6.60% 6.00%
5 Year Variable 3.95% 2.80%
Our Commitment

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, investment property, renewal, refinance, debt consolidation, equity take out, second mortgage, renovation financing, or cash back—give us a call today!

Latest posts

July 16th Mortgage Industry Update

July 16th, 2019 Mortgage Industry Update

The Bank of Canada announced on July 10th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019, with the small possibility of a rate decrease.

Additionally this week:- Bank of Canada stands still on the overnight rate at 1.75%. …

July 9th Mortgage Industry Update

July 9th, 2019 Mortgage Industry Update

The Bank of Canada announced on May 29th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019.

Additionally this week:- Marcus & Millichap: Spurred by heightened demand, the GTA’s commercial sector seeing some of lowest vacancy rates in North America. …

July 2nd Mortgage Industry Update

July 2nd, 2019 Mortgage Industry Update

The Bank of Canada announced on May 29th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019.

Additionally this week:- Better Dwelling: Housing data between January 2000 and March 2019 reveals that Vancouver’s home prices grew 316%; more than major …

June 25th Mortgage Industry Update

June 25th, 2019 Mortgage Industry Update

The Bank of Canada announced on May 29th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019.

Additionally this week:- Federal Government unveils new mortgage incentive details: For existing homes, incentive will be 5% while for new homes there will …

June 18th Mortgage Industry Update

June 18th, 2019 Mortgage Industry Update

The Bank of Canada announced on May 29th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019.

Additionally this week:- Finder.com: Canadian cities have some of the smallest discounts for moving out to the suburbs. Toronto: price is just 20 …

June 11th Mortgage Industry Update

June 11th, 2019 Mortgage Industry Update

The Bank of Canada announced on May 29th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019.

Additionally this week:- Bank of Canada: The balance of mortgage debt at institutional lenders Canada wide reached a new all-time high in April. …

June 4th Mortgage Industry Update

June 4th, 2019 Mortgage Industry Update

The Bank of Canada announced on May 29th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019.

Additionally this week:- Organisation for Economic Co-operation and Development: Canada’s house price to income ratio is the highest in the world – by …

May 28th Mortgage Industry Update

May 28th, 2019 Mortgage Industry Update

The Bank of Canada announced on April 24th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for 2019.

Additionally this week:- CMHC: 223,000 new mortgage loans in Canada in Q4 2018, 4.8% lower than 2017. Even as number of loans fell, average value of …

May 21st Mortgage Industry Update

May 21st, 2019 Mortgage Industry Update

The Bank of Canada announced on April 24th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for 2019.

Additionally this week:- Teranet-National Bank Composite House Price Index: Prices were flat last month from March. It was just the second time in 21 years of …

May 14th Mortgage Industry Update

May 14th, 2019 Mortgage Industry Update

The Bank of Canada announced on April 24th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for 2019.

Additionally this week:- Sotheby’s International Realty Canada: 28% of ‘modern family’ homeowners in major Canadian metros said that transit-friendliness is one of their top 3 homebuying …

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