Welcome! Let The Mortgage King serve YOU today!

Have a look at our latest rates, educational pages, and some of our many informative posts! Once you have gained valuable knowledge and insight, or feel you are ready, take advantage of one of our several easy-to-use calculators to clarify any mortgage calculations.

Are you ready to send in an application today? Simply click Apply Now at the top of the page to send in your quick and easy 5-minute application. The majority of the mortgage application process can be completed online and over the phone in just one to two hours!

For any questions or concerns, please do not hesitate to contact Harpreet Singh The Mortgage King at (416) 795-1919.

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, second mortgage, investment property, renewal, refinance, debt consolidation, equity take out, renovation financing, or cash back—give us a call today! (416) 795-1919

Testimonials

Harpreet was able to help my family and I obtain a better mortgage rate than the bank! He also did this in a very tight timeframe. We were very happy with the outcome! Many thanks for your help and wonderful service!
Tejbir D.
Today's Rates
Term Posted Rate Our Rate
6 Month 4.75% 3.50%
1 Year 3.49% 3.19%
2 Year 3.49% 3.19%
3 Year 3.84% 3.39%
4 Year 4.14% 3.64%
5 Year 5.34% 3.49%
7 Year 5.79% 3.74%
10 Year 6.39% 4.04%
1 Year Open 6.60% 6.00%
5 Year Variable 3.95% 2.80%
Our Commitment

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, investment property, renewal, refinance, debt consolidation, equity take out, second mortgage, renovation financing, or cash back—give us a call today!

Latest posts

May 21st Mortgage Industry Update

May 21st, 2019 Mortgage Industry Update

The Bank of Canada announced on April 24th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for 2019.

Additionally this week:- Teranet-National Bank Composite House Price Index: Prices were flat last month from March. It was just the second time in 21 years of …

May 14th Mortgage Industry Update

May 14th, 2019 Mortgage Industry Update

The Bank of Canada announced on April 24th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for 2019.

Additionally this week:- Sotheby’s International Realty Canada: 28% of ‘modern family’ homeowners in major Canadian metros said that transit-friendliness is one of their top 3 homebuying …

May 7th Mortgage Industry Update

May 7th, 2019 Mortgage Industry Update

The Bank of Canada announced on April 24th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for 2019.

Additionally this week:- The latest reading of Canada’s economy brings both good and bad news for the housing market. While growth slowed in February – to …

April 30th Mortgage Industry Update

April 30th, 2019 Mortgage Industry Update

The Bank of Canada announced on April 24th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for 2019.

Additionally this week:- Zoocasa: You would need to be in the top 25% of income earners in both Toronto and Vancouver to afford a typical condo …

April 23rd Mortgage Industry Update

April 23rd, 2019 Mortgage Industry Update

The Bank of Canada announced on March 6th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands at the Bank of Canada might either keep rates still for 2019, or the potential for one further increase.

Additionally this week:- CBRE Global Living Report: Housing prices continued to grow in all but 5 of 35 cities …

April 16th Mortgage Industry Update

April 16th, 2019 Mortgage Industry Update

The Bank of Canada announced on March 6th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands at the Bank of Canada might either keep rates still for 2019, or the potential for one further increase.

Additionally this week:- The Ontario Real Estate Association is lobbying the provincial government to prohibit bully offers, citing its …

April 9th Mortgage Industry Update

April 9th, 2019 Mortgage Industry Update

The Bank of Canada announced on March 6th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands at the Bank of Canada might either keep rates still for 2019, or the potential for one further increase.

Additionally this week:- TREB President: “The stress test provisions and mortgage lending guidelines generally, including allowable amortization periods for …

April 2nd Mortgage Industry Update

April 2nd, 2019 Mortgage Industry Update

The Bank of Canada announced on March 6th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands at the Bank of Canada might either keep rates still for 2019, or the potential for one further increase.

Additionally this week:- Experts see signs that mortgage interest rates in Canada may continue dropping this year. BMO Senior …

March 26th Mortgage Industry Update

March 26th, 2019 Mortgage Industry Update

The Bank of Canada announced on March 6th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands at the Bank of Canada might either keep rates still for 2019, or the potential for one further increase.

Additionally this week:- Sotheby’s International Realty Canada Report: In the first two months of this year sales of Toronto …

March 19th Mortgage Industry Update

March 19th, 2019 Mortgage Industry Update

The Bank of Canada announced on March 6th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands at the Bank of Canada might either keep rates still for 2019, or the potential for one further increase.

Additionally this week:- CMHC: 3.8% of all residential properties in Toronto have at least one non-resident owner, with this …

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