Welcome! Let The Mortgage King serve YOU today!

Have a look at our latest rates, educational pages, and some of our many informative posts! Once you have gained valuable knowledge and insight, or feel you are ready, take advantage of one of our several easy-to-use calculators to clarify any mortgage calculations.

Are you ready to send in an application today? Simply click Apply Now at the top of the page to send in your quick and easy 5-minute application. The majority of the mortgage application process can be completed online and over the phone in just one to two hours!

For any questions or concerns, please do not hesitate to contact Harpreet Singh The Mortgage King at (416) 795-1919.

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, second mortgage, investment property, renewal, refinance, debt consolidation, equity take out, renovation financing, or cash back—give us a call today! (416) 795-1919

Testimonials

Harpreet was such a pleasure to work with! He made the best out of what can sometimes be the most grueling process! Harpreet is extremely knowledgeable, thorough, flexible, and always goes above and beyond to ensure his clients are happy. Wouldn’t have done it any other way and looking forward to future dealings with him! Thanks Harpreet!
Seema J.
Today's Rates
Term Posted Rate Our Rate
6 Month 4.75% 3.50%
1 Year 3.49% 3.19%
2 Year 3.49% 3.34%
3 Year 3.84% 2.79%
4 Year 4.14% 3.14%
5 Year 5.34% 2.59%
7 Year 5.79% 2.99%
10 Year 6.39% 3.04%
1 Year Open 6.60% 6.00%
5 Year Variable 3.95% 2.80%
Our Commitment

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Whatever your need—first/next home, second/vacation home, investment property, renewal, refinance, debt consolidation, equity take out, second mortgage, renovation financing, or cash back—give us a call today!

Latest posts

January 14th Mortgage Industry Update

January 14th, 2020 Mortgage Industry Update
The Bank of Canada announced on December 4th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent into early 2020, with the next major move likely being a rate decrease.
Additionally this week:– BILD: November new home sales were up 53% from 2018 to 4,720. …

January 7th Mortgage Industry Update

January 7th, 2020 Mortgage Industry Update
The Bank of Canada announced on December 4th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent into early 2020, with the next major move likely being a rate decrease.
Additionally this week:– CMHC 2020 forecast: Ontario sales are expected to grow by 4.2% to …

December 24th Mortgage Industry Update

December 24th, 2019 Mortgage Industry Update
The Bank of Canada announced on December 4th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent into early 2020, with the next major move likely being a rate decrease.
Additionally this week:– Statistics Canada: Canadians paid a new record amount of interest on debts …

December 17th Mortgage Industry Update

December 17th, 2019 Mortgage Industry Update

The Bank of Canada announced on December 4th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent into early 2020, with the next major move likely being a rate decrease.

Additionally this week:- Royal LePage: Canadian house prices are forecast to increase by …

December 10th Mortgage Industry Update

December 10th, 2019 Mortgage Industry Update

The Bank of Canada announced on December 4th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent into early 2020, with the next major move likely being a rate decrease.

Additionally this week:- TREB: 7,090 residential property sales across GTA in November; up …

December 3rd Mortgage Industry Update

December 3rd, 2019 Mortgage Industry Update

The Bank of Canada announced on October 30th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019 and into early 2020, with the next major move likely being a rate decrease.

Additionally this week:- RE/MAX predicting average Canadian residential …

November 26th Mortgage Industry Update

November 26th, 2019 Mortgage Industry Update

The Bank of Canada announced on October 30th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019 and into early 2020, with the next major move likely being a rate decrease.

Additionally this week:- CMHC Study: 42% of buyers …

November 19th Mortgage Industry Update

November 19th, 2019 Mortgage Industry Update

The Bank of Canada announced on October 30th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019 and into early 2020, with the next major move likely being a rate decrease.

Additionally this week:- Statistics Canada’s new Residential Property …

November 12th Mortgage Industry Update

November 12th, 2019 Mortgage Industry Update

The Bank of Canada announced on October 30th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019 and into early 2020, with the next major move likely being a rate decrease.

Additionally this week:- RE/MAX: Sales of luxury residential …

November 5th Mortgage Industry Update

November 5th, 2019 Mortgage Industry Update

The Bank of Canada announced on October 30th that it’s overnight lending rate will remain at 1.75%. The prime rate remains 3.95%. The common prediction currently stands that the Bank of Canada will likely keep rates consistent for the remainder of 2019 and into early 2020, with the next major move likely being a rate decrease.

Additionally this week:- Statistics Canada: Real GDP only …

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